£30,000 After Tax with Plan 1 Student Loan
Take-home for 2026/27 after income tax, NI and Plan 1 loan repayments.
£24,840 / year take-home
Your Plan 1 repayment on £30,000
A £30,000 salary in 2026/27 with a Plan 1 student loan leaves £24,840 a year after tax, NI and loan repayments. Plan 1 repayments kick in at £26,900 at 9% of gross income over the threshold - that's £279 a year on this salary, about £23 each month. Without any student loan, your take-home would be £25,119. You rank around the 23rd percentile of UK full-time earners.
Full breakdown
| Personal Allowance | £12,570 |
|---|---|
| Taxable income | £17,430 |
| Income tax | £3,486 |
| National Insurance | £1,395 |
| Student loan repayment | £279 |
| Total deductions | £5,160 |
| Take-home pay | £24,840 |
Is £30,000 a good salary in the UK?
£30,000 is more than about 23% of UK full-time salaries (ONS ASHE 2026). The full-time median is £40,911, so £30,000 is £10,911 below it.
For someone aged 22 to 29 the median is £33,678.
Where £30,000 ranks among UK earners →See your full breakdown
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