£31,000 After Tax in 2026/27
A £31,000 salary takes home £2,153 a month (£25,840 a year) in the UK in 2026/27, after income tax and National Insurance.
£25,840 / year take-home
26th percentile - a £31,000 salary sits around the 26th percentile of UK full-time earners. Source: ONS Annual Survey of Hours and Earnings 2026, full-time employees (Open Government Licence v3.0).
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What £31,000 means in the UK
A £31,000 salary in the UK places you near the 26th percentile of full-time earners (ONS ASHE 2026). After income tax and National Insurance for the 2026/27 tax year, your take-home is £25,840 per year - that's £2,153 monthly or £497 weekly. The portion of your pay above the £12,570 personal allowance is taxed at the basic rate of 20%, with Class 1 National Insurance of 8% on the same band. That works out to roughly £497 a week - enough to comfortably meet the 30% housing rule in most UK cities, including many London postcodes.
Your £31,000 breakdown
| Personal Allowance | £12,570 |
|---|---|
| Taxable income | £18,430 |
| Income tax | £3,686 |
| National Insurance | £1,474 |
| Total deductions | £5,160 |
| Take-home pay | £25,840 |
Is £31,000 a good salary in the UK?
£31,000 is more than about 26% of UK full-time salaries (ONS ASHE 2026). The full-time median is £40,911, so £31,000 is £9,911 below it.
For someone aged 22 to 29 the median is £33,678.
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Different circumstances?
- Living in Scotland? See the Scottish income-tax version.
- Self-employed? See the sole-trader version with Class 4 NI.
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Frequently asked questions
How much is £31,000 after tax in the UK?
On a £31,000 salary in 2026/27, take-home pay is £25,840 per year (£2,153 per month) after income tax and National Insurance.
How much is £31,000 a month after tax?
£31,000 a year is £2,153 a month after income tax and National Insurance in 2026/27, spread over 12 equal monthly payments.
How much is £31,000 a week after tax?
£31,000 a year is £497 a week after income tax and National Insurance in 2026/27, spread over 52 weeks.
How much income tax do I pay on £31,000?
At £31,000 gross you owe £3,686 in income tax and £1,474 in National Insurance for the 2026/27 tax year.
How does £31,000 compare to the UK median salary?
The median UK full-time salary is £40,911 (ONS ASHE 2026), which takes home £2,748 a month. £31,000 takes home £595 a month less.
Is £31,000 a good salary in the UK?
£31,000 is more than about 26% of UK full-time salaries (ONS ASHE 2026). The full-time median is £40,911, so £31,000 is £9,911 below it. For someone aged 22 to 29 the median is £33,678.
What UK earning percentile is £31,000?
A £31,000 salary puts you at approximately the 26th percentile of UK full-time earners (ONS ASHE 2026).